If you bring a second copy of the documents, you can ask the clerk to stamp them with your case number to confirm your case has been filed. Chapter 7 bankruptcy is a relatively quick process to eliminate common debts like credit card debt and medical bills. Hiring a lawyer to represent you is typically the most expensive part of filing for bankruptcy. The good news is that you don’t have to have a lawyer to file Chapter 7. You can keep the costs down by filing without one, either using Upsolve’s filing tool or going Louisville Bankruptcy Attorney it alone. Your Louisville bankruptcy attorney will send notice to the creditor and their attorney to get the wage garnishment stopped immediately.
These are usually unsecured and secured debts deemed to be of less importance than other debts. People often file for Chapter 13 if they have secured debts they don’t want to lose, or if they don’t qualify for Chapter 7. A skilled bankruptcy attorney can help you determine which of these two types of bankruptcy will provide you with the best outcome based on your circumstances. In addition to helping you choose which chapter of the bankruptcy code you should file under, they can also help you file a claim to have your debts discharged. While this is a great benefit, there’s one drawback to paying in installments. If you don’t make your payments as agreed, the court can dismiss your case.
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Paying your first payments into a trust account is especially needed if you have not been making mortgage or car payments for some time. When creditors claim you have no intention of making the plan payments, and you are stalling these plan payments, prove you have the intent and ability. Because the work is done after the case files, the law office can collect after the case files. The debt for the work does not discharge in the bankruptcy because it’s done after filing. These law firms advertise this as a zero or no money down bankruptcy. Unfortunately, the cost is higher but you can have a low monthly payment you can afford.
What Happens When Debtors File Multiple Bankruptcy Cases?
Our bankruptcy section intake or questionnaire is designed to uncover assets. All of the questions your attorney asks are designed to ensure we don’t miss assets and transfers that we can often fix before the case is filed. Our intakes and questionnaires won’t prevent someone from lying. If you’re facing foreclosure and you want to defend against it, working with a foreclosure attorney is your best bet.
How Much Money Can Be Garnished From Your Paycheck?
Once the petition is drafted, you will meet with your attorney to review and sign your bankruptcy petition and schedules. You must verify the contents of your bankruptcy filing under penalty of perjury, so it is important to carefully review this document. Debtors should receive a legal notification that a creditor intends to move forward in an attempt to collect the debt. If you receive notice of pending wage garnishment, you must act quickly to avoid the action against you. So, while having your employer inform you of a wage garnishment ahead of time would be ideal, your employer isn’t legally required to do so. Turn to an experienced Kentucky wage garnishment attorney if this happens to you.
If personal, highly experienced legal assistance is what you want, contact the Christopher Kurtz Law Office today. The Christopher Kurtz Law Office is focused on the core values of honesty and a goal of never compromising the truth. When you become a client of the Kurtz Law Office, you can expect affordable representation, individual attention, and you can expect to deal directly with Christopher Kurtz.